RECENTLY FUNDED PROJECTS

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Birmingham, AL

  • Loan Amount: $41,000.00 Purchase
  • Term: 6 Mo. | 5 Mo. Actual
  • Rate: 12.50%
  • Closing: 5 days, with BPO
  • Total Cost: $5,614.00
  • Sold Amount: $95,000.00
  • Profit: $15,976.00
  • Deal: The renovator only needed purchase money, and funded the renovation themselves. They allocated approximately $25,000 toward renovation. Because the renovator bought right they had it under contract before renovations were complete.

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Kensington, MD

  • Loan Amount: $325,000.00 Purchase
  • $113,700.00 Renovation
  • Term: 18 Mo. | 16 Mo. Actual
  • Rate: 11.25%
  • Closing: 38 days, with appraisal, feasibility study and architect plans
  • Total Cost: $81,215.00
  • Sold Amount: $735,000.00
  • Profit: $157,754.00
  • Deal: The renovator purchased this property in a redeveloping neighborhood of Kensington MD. There are no empty lots here so a vertical addition added double the square footage.  Architects and GC’s were required.

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Fort Walton Beach, FL

  • Loan Amount: $40,000.00 Purchase
  • $75,000.00 Renovation
  • Term: 12 Mo. | 8 Mo. Actual
  • Rate: 10.99%
  • Closing: 18 days, with appraisal, feasibility study
  • Total Cost: $37,012.00
  • Sold Amount: $195,999.00
  • Profit: $43,987.00
  • Deal: The renovator got this deal from a wholesaler at a great deal. HGTV style renovation. Closed in 18 days because the renovator had their plans in place and knew the market.

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Pensacola, FL

  • Loan Amount: $95,000.00 Purchase
  • $93,000.00 Renovation
  • Term: 12 Mo. | 15 Mo. Actual
  • Rate: 11.75%
  • Closing: 27 days, with appraisal, feasibility study and architect plans
  • Total Cost: $35,501.00
  • Sold Amount: $285,000.00
  • Profit: $39,269.00
  • Deal: This builder had a very large scope of work. We were able to have all our inspections done, along with architect plans reviewed and close on this loan in 27 days. The builder bought the property at a great discount.

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Jacksonville, FL

  • Loan Amount: $50,000.00 Purchase
  • $43,000.00 Renovation
  • Term: 12 Mo. | 11 Mo. Actual
  • Rate: 10.25%
  • Closing: 14 days, with appraisal, feasibility study
  • Total Cost: $13,777.00
  • Sold Amount: $145,000.00
  • Profit: $26,913.00
  • Deal: This project was a neat clean renovation, with some hiccups along the way. The GC on the project ran into trouble so we were able to refer a well known GC to help finish the project.

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Orlando, FL

  • Loan Amount: $37,000.00 Purchase
  • $56,000.00 Renovation
  • Term: 12 Mo. | 6 Mo. Actual
  • Rate: 9.99%
  • Closing: 18 days, with appraisal, feasibility study
  • Total Cost: $9,684.00
  • Sold Amount: $135,000.00
  • Profit: $21,786.00
  • Deal: A very experience and loyal renovator received a great rate from us for a fairly quick renovation and turn around. The property was only listed for 2 weeks before going under contract.

VERTICAL IMPACT PARTNERS

VERTICAL IMPACT PARTNERS, WHO ARE THEY?

Vertical Fund Management focuses on investing in real estate. Real estate is a vertical asset, both in form and in value. No other investment asset can positively change and iMpact a local community faster than renovating or building real estate. The skilled professionals, and laborers who are passionate and experts in their trade, who are making these positive iMpacts to their local communities they are who we call our Vertical iMpact Partners, or ViP’s. Our ViP’s have a vision that aligns with our vision. They are committed to addressing, Social Vertical Challenges. We value experience and loyalty, and our funding options reflect such. Our ViP’s enjoy preferred programs and experience the support of a company dedicated to their success.

Which ViP Tier Would Support Your Experience?

  • Credit Score DOES NOT determine rates and terms; Experience is the driving force behind your success.
  • Personalized ViP portal. No more hours scanning pages and pages of documents only to get rejected because they are to dark or light or not legible.
  • More deals equal preferred rates and terms.

LOAN PROGRAMS

We call our loan programs vertical tiers. We have four central loan programs or vertical tiers, that all projects fit into.

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Purchase

Our Purchase and, or Construction Loan Verticals are for our real estate investors who are needing financing for the purchase or the purchase and construction funding for their projects. We offer streamlined processes to get your funding toward your draws while reducing the headaches of waiting and floating your project.

Draws can be disbursed in 5 days and your construction budget is always in escrow, waiting to be disbursed to you.

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Refinance

Our Refinance Loan Verticals are for real estate investor who is looking to leverage their existing portfolio to generate higher returns or get out of a maturing loan by refinancing with our rate and term loan. With a performing asset you are able to leverage up to 65% of the As-Is value. This truly is our most asset-based vertical. We put no restrictions on the capital and you may rinse and repeat with even more streamlined processes.
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Rentals

Our Rental Loan Verticals are unique because we are looking to come along side of those investors who need capital to reposition or lease up under performing assets so that they can qualify for institutional capital. Utilize our Value Add Rental vertical tier to bridge that gap of buying, re-positioning, and then refinancing with a long-term bank loan on your top performing asset!
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Transactional

Our Transactional Loan Verticals are unique and one of a kind in the industry. This loan program is specific to wholesalers. This is for the real estate investor who is simply wanting to flip paper and be able to utilize our capital for the A2B transaction, so they can complete that B2C transaction. We use our own escrow company and we have our underwriting process down to a science. We can typically approve and fund your Transactional Funding request within 48-72 hours.

REAL ESTATE INVESTOR TIERS

What makes Vertical Fund Management so unique? Our rates and terms are not based on your credit score. Our ability to work along side real estate investors is largely based on experience and professionalism. We believe in rewarding professionalism and loyalty. See our tier structure below.

Foundational Tier

Our first starting tier is our Tier and for inexperienced investors. The following are characteristics of this tier:

  • Number of deals complete during the last 12 months: less than 2.
  • Number of deals Vertical Fund Management financed over the past 12 months: Less than 2.
  • Amount of Purchase Financed: 80%
  • Total Loan to After Repair Value: 65%

Apprentice Tier

The second starting tier is our Tier but for those with a little bit more experience.  The characteristics of this tier include:

  • Number of deals complete during the last 12 months: 6+.
  • Number of deals Vertical Fund Management financed over the past 12 months: 2+.
  • Amount of Purchase Financed: 80-85%.
  • Total Loan to After Repair Value: 65-67%.

Journeyman's Tier

The next tier is called our Tier for those with ample experience. This includes the following characteristics:

  • Number of deals complete during the last 12 months: 8+.
  • Number of deals Vertical Fund Management financed over the past 12 months: 6+.
  • Amount of Purchase Financed: 85-90%.
  • Total Loan to After Repair Value: 67-70%.

Master's Tier

The final tier is called our Tier for those with quite a bit more experience. The following characteristics of this tier:

  • Number of deals complete during the last 12 months: 20+.
  • Number of deals Vertical Fund Management financed over the past 12 months: 12+.
  • Amount of Purchase Financed: 90%.
  • Total Loan to After Repair Value: 70-75%.

EXECUTIVE MESSAGE

From the Desk of Edwin D. Epperson III, President at Vertical Fund Management

“Real estate investors have big needs and we are here to solve those needs. Vertical Fund Management is passionate about changing communities and therefore changing lives. We seek out real estate investors from Texas and Missouri over to North Carolina, from Kentucky down to Florida, who have the same passion. Allow us to help you make your real estate business go vertical.”
Ready to get started? Call us today at (866) 833-6855

Contact us to find out more info@VerticalFundMGMT.com

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